The fine print, in full.

Kairos provides rules-based trading software that places orders in a brokerage account owned by, and held in the name of, the client. Kairos does not take custody of client funds or securities and does not pool client assets. Deposits, withdrawals, and custody are between the client and the client's brokerage.

Nothing on this site is investment, tax, legal, or accounting advice, or a recommendation or solicitation to buy or sell any security. Information is general and does not consider any individual's objectives, financial situation, or needs. Consult your own qualified advisor before making investment decisions.

Performance shown for the Kairos regime model covers January 2020 through mid-2026 and is hypothetical, out-of-sample model performance: the rules were finalized before this window and were not tuned on it. The figures model near-close execution, commissions, and slippage, and use SHV as a proxy for short-term Treasury bills. They do not reflect Kairos fees or taxes.

These results are not audited and are not the results of actual client accounts. Hypothetical results have inherent limitations. They do not reflect trading with real money, may not reflect the impact of material economic and market factors on decision-making, and benefit from the designer's knowledge of market history before the window began. Actual results of any client will differ, and may differ materially.

Kairos Select and Kairos Enhanced records are live tracked models beginning 30 September 2025, under one year, gross of fees and slippage, and not audited. Kairos Futures figures are illustrative.

S&P 500 (SPY) annual figures shown alongside the regime model are read from the source chart and rounded. Benchmark comparisons are for context; the regime model's leverage, concentration, and holdings differ materially from the S&P 500.

Past performance, hypothetical or actual, does not guarantee future results.

The regime model's growth mode holds a leveraged exchange-traded fund (TQQQ). Leveraged ETFs seek a multiple of an index's daily return and reset daily. Over periods longer than one day, their returns can differ significantly from the stated multiple of the index, and they can lose value in flat or volatile markets even when the index is unchanged. Losses are magnified along with gains and can result in substantial loss of principal.

Signals can be late or wrong. Switching between market exposure and Treasury bills can produce whipsaw — consecutive losing switches — and does not prevent losses or guarantee downside protection. A strategy that is defensive in one market environment may underperform significantly in another, as the regime model did in 2025.

Automated execution depends on third-party services, including order-routing providers and brokerages. Outages, delays, rejected orders, or errors at any of these can cause trades to be missed or executed at different prices.

Kairos is intended for a portion of a portfolio, not an investor's entire savings. All investing involves risk, including loss of principal.

Clients who are not satisfied within 12 months may request a refund of fees paid to Kairos. The refund covers Kairos fees only. It does not cover investment losses, brokerage costs, or taxes. Terms of the client agreement govern.

AllianceBernstein is named to describe prior work experience of Maxwell Hines only. It is not affiliated with Kairos and does not sponsor, endorse, or review this strategy.

Press coverage linked on this site is editorial and is not an endorsement. TradersPost, brokerages, and fund sponsors named on this site are independent companies.

Any testimonials shown reflect individual experiences, may not be representative of other clients, and are not a guarantee of future performance. Each testimonial states whether the client was compensated.